ATV's

i found this nice 400ex, but the guy replied once and that was that. 04, red, adult, mint. oh well.

Just get a new one. Leftovers are fairly cheap now and payments are almost nothing.
I couldnt afford buying one outright but making payments on a new one is no problem.
Im paying $69 a month.

I hope you’re not paying only $69.00 a month. Read the fine print of those terms. After 2 years with some of those commitments they jump the interest rates to 18% and royally screw you. I financed one dirtbike and i’ll never do it again. I’ll pay cash for all of them from now on.

Mine is a fixed rate for as long as it takes to pay it off. That was part of the deal they had going on.
Ive heard of those other plans and I had the sales guy make sure it wasnt like that and he showed me it wasnt. I plan on paying a little more each month like I do with my car loans.