I agree, its not really a perfect system but its a good idea with some work. It just burns me that the people that constantly are sick at work are the people that are standing outside smoking and slamming down fast food every day.
IMO we should be tested and a premium should be assigned to our health. When you get Life Insurance they give you a risk number, why not perform the same tests on a bi-yearly basis? I think healthcare is just something that needs some new thinking, especially with the increase of healthy Gen X’rs.