DO NOT TALK ABOUT FAMILY, TAZERS, OR DEAD PEOPLE ITT.

[Ilya]

@DeathbyRT

Ilya pwn.

:lol

@Cossey

And it’s not like the parents would actually kick them out if the missed a month’s rent.

You will NEVER build your credit for the times when you need it (buying house, unforeseen circumstances, a car that costs more than $15k, and I’m not being an asshole, just using that as an example) if you do not have some line of credit such as a personal or car loan, credit card, etc. A bank can not accurately gauge your credit if you have no credit history. Having decent income with no debt will only get you so far.

Agreed. My credit score is in the 700’s thanks to my car loan and other small loans I’ve had over time.