Does anyone insure their modifications on their cars?

:bowrofl:

explain to me how it is fraud when someone comes to look at your vehicle and the damage that has been done to it. decides that there is X amount of damage done to it and writes you a check… your not forced to take that check to a repair shop and say " hey! I got $xxx, I want to give it to you to fix this"

you are not forced to get your vehicle fixed…

so your telling me that if someone hits your truck, their insurance company says its totaled, gives you a check for say $6,000 ( or what its worth ) you then have to take that money and go but another truck asap? :bowrofl:
that money is to do with what you please, you are not forced by law to repair the vehicle or buy a new one…

think before you open your mouth next time

hold on, I’ll give you another example just in case you havent gotten it yet.

Say a tree falls on your house, homeowners insurance says theres $15,000 in damage and gives you a check for that amount. you call out some roofers and they say they can fix it for $12,000… Are you going to call up your insurance company and tell them you want to give them back $3,000? Or perhaps you happen to be a roofer yourself and you can fix it yourself for $8,000. are you commiting insurance fraud if you can fix it for less then they think the damage is worth? I think not…