I believe FP is to say what their warranty policy is.
And when buying a product it’s your own fault if you didn’t consider the possibility of events that could lead to the need for that warranty policy to come into action.
So if you don’t like a company’s warranty policy to the point where it wouldn’t satisfy you if the need for it arose, and your the kind of person that needs that peace of mind, then don’t buy the product.
I’m not siding with either side, your always going to hear one side of the argument at a time, and the person giving that side is always right in their own mind.