And this is legit, no signing up then cancelling and shit.
Side note: Everytime a credit report is requested, your credit rating goes down a bit,
I am not sure just how much though.
I believe its 5-7 point drop. Worth it though to make sure everything is in order.
Different type of “requests”
Soft requests are like the ones that are run multiple times a year
Hard requests are the ones that are run when you apply for a loan.
What a phenomenal idea!
http://www.nyspeed.com/forums/showpost.php?p=385471&postcount=64
Howie’s right, just looking at the information on your credit report does not drive down your credit score.
I did it but its 7.95 to get your score.