LOL
what is horrible about m&t? and for that matter, i dare you to differentiate their consumer lending and consumer banking products as well as customer service from another bank.
also, in terms of comparing m&t to other lending institutions, m&t was one of the lesser contributors to the sub-prime mortgage fall out. when comparing m&t’s write down of sub-prime mortgage assets to the competition, their main mortgage business was not nearly as dependent on crappy high risk loans. so from an investment perspective, m&t is certainly not crap (again, comparing within their industry).
sounds like your main beef with m&t is that they are regional. to each his own, i guess.
sorry to get off topic, back on :rolljerk: