I have had the HSBC online saving account since it came out. The bank has given me close to $1000 to store my money for me.
M+T keep messing up my checking account I had with them when I was young so F-them. They kept charging me $20 because they thought my account was inactive. This was their mistake, I would deposit my checks into the account weekly and over a period of about 8 months they charged me the $20 fee twice, so I told them got my money and closed out the account. Ever since then its been HSBC for most everything.
Also the cash back credit cards are nice too. 
My HSBC savings generally has a higher rate then most 1 year cd’s and I can actually use my money any time I want to.