FYI: HSBC Online-Only Savings 4.25% APY

ummm… most savings account compound daily, not annually.

So, $217.07

and, 4.75% > 4.25% :fyi:

Pricing
No minimum balance, no monthly service fee
$1 per withdrawal in excess of 4 per month

Other Features and Services
Free M&T Web Banking
Free account access at over 1,600 M&T Bank ATMs2
Four free withdrawals, including telephone transfers, per month
Plus - Direct Deposit, Electronic Statements, Easy Save
This product is not available for non-personal accounts

Interest Rates
Interest is compounded daily and paid monthly.

M&T Bank online savings is not an intro rate… from personal experience