ok i work at independent health … going with a employer plan you save about 60% off the cost… a plan that you would have is about 1k a month the employer has more the 100 or so employees the cost goes to about 450 or so …employer pays about 50% you pay 225… if you go w/ a plan on you own (850 just one person 2400 fam ) or through a chamber of commerce witch will run you like 880 a month for fam…i hope that helps