I wouldn’t say if all you can afford is $60K then “you’re not meant to own a home”. There are homes in decent neighborhoods for that price but you have to make sure you are able to fix it up and can afford to do so.
As for it being simple…it isn’t doesn’t always work like that. There are people who have been searching for years to find a home. It all depends on what you want and what you are willing to spend.