I was hit 2 times in my altima. One guy had nationwide and the other had state farm, the accidents were not my fault. Both times the car was taken back to bowser on 51 and both times new parts were used. I had to use my insurance from nationwide only a couple of times. one time I called and said a rock went thru my window, I had a check for the cost of a new window and installation in a few days without any further questions. I have no problems with them.
The guys at bowser did say that if you are going to get hit by someone, make sure they have state farm because they are the easiest to deal with.