Newman I have 6 points and 2 accidents [totaling my s-10 (comprehensive since it was a “act of god”) and when the vette was rear ended]
My total for the year with 100K/300K full coverage on the vette with glass is just shy of $1K. I do not have full coverage on my Jeep though, but I may be adding it in the near future.
With my old bike and my quad it was around $1150 for the year. I’d at least call them and get a real finalized quote.