samson, its not true, it USED to be 48 hours or i actually think 24… but it HAS changed to 7 days i am 100 percent sure of this as i just finished all my training for OPP. lol so yeah man i donno… BUT… call her up dont let her do anything without you… try your best to negotiate… and if you have to… pay… pay… because it is NOT worth it over the long run… 800 is actually reasonable for a body shop to charge… i know it seems like a bumper is 50 bucks on son plus 150 for paint… but if this women wants to rip off her old one, throw on a new one, theres 400, plus labour theres another 200, plus 200 paint… it gets up there quick, give me a call man i’ll let you know what happened to me … something a guy who hit me thought was only 500 damage… turned out to be 5400 actuall cost with no buttering up… stricted replace and repair parts… so anyways good luck man… take the advice to pay… you dont want insurance and i know it sucks but its a hard damn lesson… i paid 800 to fix a door an a 91 buick worth about 400 bucks lol… the nicest part of his car is now the door that is rust free and blining when the rest is rust and crust, a perfect example.