Insurance and Aftermarket Wheels. Do they mix?

our school parking lot is a joke, but i guess that comes with goin to a community college. i am scared for my car everytime i park. i remember some idiot pulled to far up trying to get into a spot behind me and hit my rear bumper while i was in class i still have the marks to show for it.

but when i got in an accident a while back they fixed my body kit but i dunno if that is the same or not