Hey has anyone tried this insurance hook up with a guy named Luke with the cell # 416 316 4083. He claims that its a insurance broker with TD Canada and that you can get insurance for around $200/month. Has anyone tried this with him? And the fee for the hook up is a flat one time payment of $700. Just doing a background check to see if its legit.
smells like a scam if i have ever heard one, If you really want to do this set up a transfer of $700 to go after the quote from TD comes threw.
ya the day you pay the fee, you get the quote and policy number as well. sounds kind of bait but you do all this business in his house so if anything, i doubt he would want to risk having his house trashed. he also claims you can talk to his parents because they got hooked up as well. if i were to scam i would not do it in my very own home. any comments on this?
$200 is low for a younger male say with a rwd sports car…
I know many people on this board pay $350+ a month for their 240s whether they have or have not told insurance that the motor is turbo charged is a different case
I’m one of those people… I have a bad recorded which is almost cleaned up (march 2006 I’m 100% clean).
Once my record is clean I know I wont pay more then $250 a month for coverage on my 240.
Having a good Driving Record, G License and being 21+ is the start to getting a decent rate… Its understandable the rates some 17/18yr olds may get when they only have a G1/G2 and 0 Experiance.
With how bad things are getting with street racing and such… Cops are giving more tickets and Insurance Rates are going up which is being done on purpose to try and keep the bad/high risk drivers off the roads… $100 speeding tickets dont bother them… 50% higher policy price does thou…
I myself find this to be a good and bad thing… its pretty unfair but also will teach people a lession perhaps… “I know I have learned mine, and have been ticket free for almost 2yrs”
Wow, i only pay 155/month…that is until my speeding ticket goes through…then I’m sure it will go up. Mine a 91 FB…
i paid 200 a month on my coupe. g2 19
Brock
hey brock what insurance company do you have? im turning 20 and my record is also clean and i have mah G license…3.5yrs of driving experience and all 3.5yrs clean. was wondering where you got your insurance becuase i also live in mississauga. thanks
oww this is tempting…less then 200 a month, iam turning 20 next year…close enough and iam in the markham area…pretty close i guess…hahah. Anyways where do u guys usually find these cheap rates? like what kinda method, ive trid it through my broker and didn’t work out =(
There is a large differential between companies, but if you’re in TO or Scarborough etc…you’re gonna get raped either way…location is a huge factor.
And don’t bother posting/comparing your rate if you don’t have your own policy, because that too is a big factor…
Hey,
I have an insurance hook up may be the same thing as the person has but mine will be $1,500 a year upfront and it is a one way insurance so you will have no accidental coverage but you are allowed to drive your car on the roads like normal.
If any accidents occure it will be your responsibility to cover the damages. Ive had this on my 240 now for 2 years and so far ive been pretty good and got into a little accident but i received money from the person to fix the car which I didnt bother fixing lol
so $1500 a year? i live in mississauga and have a G license. clean record. turning 20 november. how does this hook up work?
Just watch it because if you hit a pedestrian or put someone in a wheelchair then you might find yourself in a $734,000 lawsuit…
Yup, thats one of the chances, hit a pedestrian or get into an accident and the person is paralized or whatnot then you are definatly screwed.
is it worth the extra $1000 to u? Are u willing to take the chance? If god forbid u hit someone and hurt or killed them, you whill financally be ruined, Think about it, i was going to go that rute and save some money but its not worth it.
pm’ed
Hey guys
noticed that some of u say if u hit some one u’r not covered with 1 way insurance.
im preaty darn sure 1way insurance dosent cover damage to u’r car,
but if u hit someone like pedestrian u have liability covarge for at least a $Million$ which will cover damage or injuries u infliceted in accident. Thats the only way my ass survived with a car through younger years and bad driving record. So if u don’t mind that they wont fix ur car which they might not even want to even if u do have full covarge if damage is bad and its a 10 year old car, 1 way is not a bad way to go definately saves alot of $$$$$
Yea, I was pretty weirded out by what he said about 1 way insurance. If it doesn’t cover damage to others isn’t that the same as NOT HAVING insurance? Either way, we already have a thread on this already…
Incase someone is too lazy to check: 20, Male, G, Richmond Hill, 1 at fault accident, 93 Fastback, 330/mth 2mil liability, no collision, Bel Air Direct.
I think I’m just gonna move to montreal where insurance is governized, so no more individual companies raping you, and I heard ther is no e-tests 
Plus I can drink!!
i get mine for $83 a month muahahahhaa on any car i want it on save ferraris and shit like that