What do you all consider minimum coverage amounts and why? Not talking deductable for collision/comp… I’m talking for the uninsured motorist and all that BS.
I can get cut-throat low premiums if I ditch the high coverage amounts, but is it worth it?
It’s just hard to justify paying high premiums for a bike that sits a good portion of the year.
depending on who you go through for insurance its not that bad…
My thinking is this:
1)I cant control what everyone on the road does.
So i ride like everyone is out to kill me
2)I cant control how much insurance everyone else has.
So i buy insurance like im gonna be hit by a bum with no insurance and no assets.
Basic idea behind this, get as much insurance as you can. There are 1000s of drivers out there with “safe-auto” and if you think that state minimum on a car will cover you in the event of an accident, your sadly mistaken. So the more insurance you have for yourself, the better you can prevent yourself from having bills as a result of an injury someone else inflicted upon you.