So basically, my shitty DD and I where in a small accident. Its pretty banged up, and pics will come, i promise but anyhow, The girl was going to rear end me but decided to try to pass me on my left hand side as i was turning, and she hit me. Not only was it a double line, but regardless she hit me in the god damn oncoming traffic lane.
You’d think my insurance would try to protect me, but there saying its my fault?? How??
Any ideas on how i can fight my own insurance?
Her insurance is still pending to decide the liability…
I moved into the turning lane, light was green so I was going forward…girl was ahead in the straight lane, about 3 cars deep from the intersection. She decided at the last minute that she needed to turn, no signal, just hopped into the lane, into the side of my dad’s truck.
Insurance company initially told me they were going with no fault, there was very little damage to my dad’s truck, only some scuffs on the wheel. Her car was pretty f’ed up.
Well I changed insurance companies about 1 year later and I come to find out they faulted me for the entire accident, never bothered to tell me. I am still pretty pissed about that one.
lol hahah, he probably accepted the no fault becuase of the booty shorts she was wearing, he was concentratiung on that rather than what the insurance decided
I work claims for a living. Answer some questions for me and I mgiht be able to help.
How many lanes are there in each direction? What lane where you in? Where you trying to turn left or right. I assume left? Is the damage on the right or left of your vehicle? Where exactly did she hit you?
I know it is a bit late as of now, but always, ALWAYS get a police report in incidents like this.
Post up some answers and Ill see what I can come up with. You can use google maps to search for the area it occurred. Pictures always help.
Any accident where you didn’t cause it get a police report because when it comes down to it, without a police report you could be just as guilty as she is, in the eyes of the insurance company.