[quote=“HYBOOST,post:47,topic:33407"”]
I though ins replaced what you had, not only if you buy the exact same replacement items?
[/quote]
Depends on wether or not they bought a ‘replacement’ value rider. If people buy the cheapest policy available, then they prolly didn’t have that option.
Replacement value:
$1k toolbox that is 4 yrs old maybe worth $600 cash. So you get $600 cash.
If you submit a receipt for a new toolbox (to replace the lost one) @ $900, you will receive a check for $300.