Safty net smhafty net.
Yes unemployment is much easier to take advantage of. Make that shit expire, and enforce it. /unemployment. Watch the lazy fucks loose their shit. I am sorry, but I wont feel bad for those taking blatent advantage of a system aimed at helping people get back on their feet. But its not policed well enough as it is and people rape the system.
If it were strictly enforced it would work fine IMO. Like you said if you have a decent job, and decent head on your shoulders, you don’t need it. Which is how its formed. $405 a week X 2 X52 weeks is $42,120 a year. If you don’t have redic credit card and loans to pay out the ass for, don’t drive a brand new vette, don’t live in a $1800 a mo house/apt and piss money away that’s a decent living and you can put money away for your own safety net. So IMO, anyone making $42,121 a year shouldn’t need to use unemployment as a safty net while looking for another job. If they rely on it, they are like you said living at the edge or beyond their income.
And the people making less than that are going to get half of what they are used to. So someone making $20 an hr, is now taking in $10 an hr. (50% of previous wage) So even making the $20/hr and going on unemployment to max it out each week is damn close to minimum wage. The point at which unemployment and minimum wage is equal is $330 a week. So someone who made $34K a year, lost their job and can either milk unemployment for $330 a week, or work for minimum wage and get the same payment, gross. I don’t even want to get into net and those variables. Anyone who made LESS than 34K ($14.42/hr)a year who lost their job, and milks unemployment for $330 a week, is fucking lazy… because they could be working for minimum wage and making MORE than unemployment. But they dont becasue they dont want to take a $6 “pay cut”.
So my point is, if you want to call either of them a safety net, IMO, minimum wage is MORE of a safety net. Because it pays more to find a shit job for mw, than it would to milk ue, unless you were making $34-42K a year before losing your job.