Still, even if you outright buy the new TDi you arent saving anything monthly. Say you bought it outright for $25K. and keep it 2 years. Then say it held its value like a champ… and you sold it for $18K. So you effectively you spent $7000 in 2 years on owning the car or $291 a mo. Instead of buying a $5K car and SCRAPPING it in 2 years. (difference of 2K or $83.33 a month) You are still loosing money on the deal.