This is how Paypal gets you. You sign up for a basic account when you are not that familiar with Paypal. You offer it on an Ebay auction. Someone pays with a credit card. They want you to upgrade your account to recieve the payment. They then take fees from EVERYTHING you get paid for, regardless if they pay from a credit card or just from their account. This happened to me years ago. I started listing on my auctions in bold print "NO CREDIT CARDS through paypal. Retards payed with credit cards anyway. I told them they had to pay as the auction stated. Some complied, some bitched, and some never paid at all. After dealing with a dozen people who can’t read the fucking auction, I eventually said fuck it, and upgraded my account. I won’t even get into the nightmare experience I had with that company. But what choice do I really have but use them? I sell about $1500 worth of Ebay stuff a month and I need to get as many bidders as possible, and 90% of people pay with Paypal. If you are selling something very un-common or rare, people have no problem paying by mail. But if you’re selling something common, people will just buy from the next person with the easiest payment method for them.