What is the policy behind registering a car with a “theft recovery” title?
Will NYS allow it to be registered?
Will insurance decline to insure it?
Will insurance rates on the car be higher than normal?
Any other information regarding this issue is appreciated.
"If your vehicle is recovered, make sure the police cancel the stolen vehicle alarm so the recovery will be listed on your title record. Do not use the vehicle or apply for plates/registration until you are sure the alarm has been cancelled.
If the vehicle is damaged or totaled, contact your auto insurance company. Do not apply for plates/registration as explained below until contacting your insurance company and resolving the matter with them.
If the plates are recovered with your vehicle and you filed form MV-78B, bring the plates and your copy of the MV-78B to a DMV office to surrender them and apply for new plates and to re-instate your registration.
If the plates are missing, bring your copy of form MV-78B to a DMV office and apply for new plates and reinstatement of your registration.
If the vehicle and plates are recovered before you file form MV-78B, and the stolen vehicle alarm has been cancelled, your registration is still active and you may continue using the registration."
Right out of NYS DMV. Basically, make sure the stolen vehicle alarm is canceled and it can be registered. This means that whoever it was stolen from was compensated by insurance for the loss, or it was stolen, they found it, and sold it to you.
NYS should allow it to be registered, and insurance should accept it. I’m not sure about rates on the car though.
ive heard of ppl haveing hard times with cmv and ive also heard of them getting in and out in ten minutes… i guess the dmv thing depends on how good of a mood your clerk is in… im sure it didnt answer your question at all but i wish you luck
If its got a title already it shouldnt be a problem.
If it only has a 904 paperwork youll need to take it to a NYS theft inspection.
Registering it with a title is just like registering a car with a salvage title- Ive done that and it was no issue. Getting insurance was also no big deal.
You have to go through a “special” inspection as mentioned above. Basically the unit that does the inspection will take 60-120 minutes to rip into the car pretty good looking for vin numbers of stolen cars. They figure the car was damaged badly or parts were stolen off it, so they want to be sure the new parts didnt come from a stolen car.
If the car has parts with stolen vin#, they will take those parts. If the car has parts with no vin#, or mismatch, they will add a label to that part and charge you… per label. In 1995 it was $25 per label. It used to be performed near STS, past K-mart in colonie.
Once you have the inspection performed (which can take 15-45 days to get such an appointment), then you can register the car fine and easy. Insurance should not be an issue at all , and obviously the title stays branded in NYS and the value it generally cut at least 25%.
I used to buy and sell flood and theft recovery cars from 1990-1995 and though alot has changed, the basics remain the same… as far as I know.
The inspections are done next to Keystone down from McDonald’s (the lot). When I did my Oldsmobile I turned in the paperwork in October and got an inspection in February. I heard its quicker now and also more expensive than it was back then.
I used a parts car so I needed to bring the salvage papers for that car (also bought at the salvage auction and didnt have a title).
I worked on tons of salvage cars at my last job. Most of the time we didnt have issues because we had the right paperwork and receipts but a few times we had to take a fender off to prove it had a vin# on it.
You need receipts for any new or used panel you buy or paperwork for a parts car.
Ive seen whole cars get confiscated by NYS at the inspections for having bad paperwork, stolen parts, etc.
They will even check for matching #'s on the motor and tranny in some cases even though you didnt swap them.
i registered a theft recovery motorcycle here about 4yrs ago. Like someone else said from the time you put in your request to the actualy day was like 4-8 weeks, maybe its better now, and your not ‘technically’ allowed/supposed to drive it there, although i did. And you need receipts/paperwork for the parts you put in to fix it. not really worth the hassle looking back on it, unless your getting some kind of insane deal.