[quote=“ryanmcell,post:31,topic:32157"”]
I don’t use the 800 number, I rely on online, because the minute I swipe my card, it posts and even though its in “pending status” still shows my balance with that transaction.
[/quote]
And you will eventually get screwed as well. If for some reason the terminal you made your purchase at goes into stand in mode (because it can’t connect with your bank’s online processer server) that purchase you made will not immediately show up. Depending on the terminal it that transactions may get sent in a balance update file, which will be processed as a batch.
Trust me, I write the code that actually makes all this work. 