Renting a Mailbox in another Province/City for Insurance Purposes

^ who would go out of their way to do that?

but yeah, you never know. i don’t think thats happened to anyone.

insurance adjusters dont just “pop by”
besides the address will say
Mr.Grande deviation
p.o. box:blah blah

and they will know its goona be a visit to the post office just by the address.
just go by once a month and get yer mail & pay yer fee for the box.

insurance drops when you get married, have kids, buy a house etc.
along with time…biggest discounts is from time served.

I have never changed companies… you dont even have to change branches.

just call yer people and tell them you moved… or the local branch of the same company.

i’v had horseshoes up my ass when it comes to tickets tho…
0 of 5 have stuck!

my insurance people know me as a boonie boy so when I get a ticket I say nothing to them… you don’t haveto until your convicted
just fight ALL tickets.
most people have about a 50% “cop is a no show” rate
then there is the 10-20% “cop can’t spell or fill all the blanks properly”

a friend of mine got a ticket for driving like an ass and passing on double yellow line.
THIS IS NOT ILLEGAL!
you just cant “disturb traffic”…nobody was disturbed but the cop thaught it was illegal to pass on double yellow.
went to court…cop said “no oncoming traffic”…ticket quashed.

sweet. well if anything, i’m going to do that switch around september time, so it seems believeable that i actually go to school in “that location” wherever i rent the mailbox.

chances are i’ll be renting in either peterborough. or very rare ottawa.

i dont know of any schools in peterborough other than fleming college.
the catch is… i won’t be going to school in september.

will the insurance ask for any proof if i actually go to the school or not?

they don’t care where you school…they care where you live.
they have Trent U there too.

they may ask for the proof of student thing but i doubt it’s worth it…-10%?

yeah true. i’d already be gettin a good enough deal as it is.

truth be told, the whole reason why i’m doing this is, for the sole reason that i might need to set things up so i’ll get a nice rate, driving my future fairladyZ. =)

bah dun worry bout it…Lindsay Ontario is probly 1/2 price
or better…I dunno for sure but it’ll be way better

lindsay is north of peterborough, correct?

about the same distance north of the 401… its just west of ptbo

NEW SUB TOPIC.
INSURANCE CONSEQUENCES - COLLISIONS (NOT YOUR FAULT)

HELLO ALL,

i was just wondering. if someone could clue me in on any insurance companies in canada that may have a policy stating:

if it is your first claim, regardless of whether or not they have a g2 or g license.
they will waive it, and they won’t have to pay for the damages even though it was their fault and they hit the other party’s car.

is this true or untrue?

i am aware that some insurance companies in the usa offer this, but never heard of it from canada.

also, if party B were to report an accident to insurance within 48 hrs. if party A has not reported the accident to insurance, (their fault) and their insurance is contacted from party B’s insurance (the car that was hit). what would the consequences for party A?

someone please let me know

I keep hearing on AM680 that CAA disregards your first at-fault accident or something like that. (Perhaps for older crowd, but I don’t recall clearly)

depending on which breast is heavier on the claims rep…
You MIGHT get accident forgivness…usually only after 5 to 10 yrs tho.
that is…non stop coverage, claims and ticket free, 6 star customer for 5 to 10 yrs straight!


if you do not report an accident to the police accident reporting center in 48 hours you are in trouble…(it might be 3 days).

I am unsure about reporting it to your insurance unless the damage was minor and you planned on fixing it yourself…

…fixing yourself does not allway protect your rate!!!..

no ticket…but at fault…tiny damage…your rates can still go up.
even if you pay everything yourself…if the insurance finds out and the cops find out…its on your record…rates go up…period

yer FKD… I’m FKD(same thing happened to me).

ONTARIO INSURANCE IS A SCAM AND A RIP OFF / THEIVERY RING.
someone will blow the whistle some time,
but until then were all getting hosed.

I think Ontario has the most expensive insurance in NORTH AMERICA…
if I’m wrong…then I bet were 2nd place.

^

thanks for your 2 cents bud.

actually, all the stuff i stated is because i wanted to make sure i screwed over the FKR that hit me. that stupid little punk hit me, and it was fully his fault, my car was not moving! we’re talking stationary here. I was inside the car, and this guy in his mom’s expensive toyota car backs into me. IDIOT!

its fully his fault, even if you were to scenario everything, its not possible that my drivers’ side fender can hit him on his left rear bumper.

and the FKN idiot insists that he only pays $500 out of the $3000 quoted damage for parts&labour.

the dude didn’t have any of my information, but i had all of his. that FKN terd. even if he wanted to report, he couldn’t. LMAO! i hope that guy gets FKD over ROYALLY!.. stupid 18yr old kid

grrr sik’m boy sik’m

^ dont worry… he is officially FKD

no insurace bastards…I have a kid what will you say when you hit me with my kid in the back?
tuff?

you aint seen tuff.

nobody will know we were in an accident…that will be my choice…
they’ll just wonder where… you …went.

Zeds not dead