Screw you Bally's Total Fitness

[Mr.Twinkie]

@Johnnylude

is it tru that collections agency can garnish your wages or take away your tax returns? I had a friend who owed like 2k on a school loan (federal loan) and he didnt pay it and they threatened to take his tax refund. If he pays will he still have a bad mark on his credit report?

VERY TRUE ESPECIALLY IF THEY ARE SCHOOL LOANS!

The more you put it off the worst, because each collection agency is different meaning some are more willing to work with you then others.