[quote=“JDMSIR,post:7,topic:30451"”]
It goes by square footage and lot size of the house, is this correct?
[/quote]
Main factors:
Units (2 fam cost more then 1 fam)
Age of home
Construction (wood frame vs brick for example)
Sq footage
Insured values
Deductible
Credit score
Neighborhood (prop crime rates)
Ancilaries (dogs, pools, etc)
In no particular order, and IIRC