actually, i went from GEICO to Allstate, and my rates went through the floor. saved 1200 for 6months… plus better coverage… ive been with allstate now for 5 years and would never look back
4 points… my insurance went down after the ticket.
when i got allstate i had 1 at fault. – still went down.
i have 100$ comp deductible, 200$ collision, NYS maximums… still VERY cheap.