Being Unhealthy Could Cost You -- Money

[Blackbelt]

@jph102900

I apologize if I offended you. I was not aware that you had health conditions, I thought you were just saying that healthy people should not complain and should pay the higher premiums like everyone else.

I wasn’t saying “screw everyone that doesn’t have a six pack and has no fat on them”. What I was saying was that health insurance costs should be weighted. I have no control over what other people eat or how they go about their lives, but through my insurances that I pay, I am affected. I don’t feel that I should have to pay a premium for everyone elses’ mistakes. It may sound selfish but it is the way I feel. I am not saying that healthy people should pay 10 bucks a month for insurance and make all of the unhealthy people pay thousands a month, but I am saying that even lowering my costs my 50 to 100 bucks a month would be a step in the right direction.

Your insurance rates are already weighted by your groups experience. How much effect it has on YOUR rate is a function of the size and average age of your group.
Having a company pull this shit is a VERY slippery slope…because the logical next step will be for the companies to start surcharging you for engaing in what they determine to be risky behavior. Behavior that THEY deem to be risky enough that it could result in more and larger claims…like owning and racing a high performance vehicle.
Yea, i know, that will never happen…uh-huh, sure it won’t.