yes I see a few misspelled words and the dreaded your*
---------- Post added at 12:21 AM ---------- Previous post was at 12:21 AM ----------
you’re renting an apt
Fuck having kids.
We have enough damn people on this planet. Why bother making more mediocre shitbags?
I’ll take my 40k a year and find a hottie and call it a day.
Thanks.
And I can’t believe I just read it all. 
Kidding, organized a little bit further and it makes a great template/guide for a reasonable cost of living.
+1 the ROI for children just isn’t there.
now subtract that from the cost to feed, house, clothe, bathe, etc.
Indeed, and people wonder why kids are being found in closets or offered up for sale…pffft.
http://news.yahoo.com/texas-mom-accused-trying-sell-infant-4-000-230737818--abc-news-topstories.html
http://news.yahoo.com/32-pound-10-old-found-locked-mo-closet-001500033.html
Health Insurance
Derek a 40k a year job that has health insurance for a family that is $200 a month good luck?
Here - http://money.cnn.com/2012/03/29/pf/healthcare-costs/index.htm - Average health of health care for a family of for is 20k a year in the US.
Here - http://finance.yahoo.com/news/How-Much-Does-Health-iw-1773357078.html - Average monthly health insurance premium is $414 a month for a family.
This isn’t covering co pays/out of pocket/etc so hope no one ever gets sick or goes to the emergency room?
long term
You haven’t invested a dime so you will probably never retire and die working since social security is :lol:
I also don’t see working 65 hours a week for life being useful to your health or long term well being.
misc expenses
Doesn’t look like you factored in items like toilet paper, paper towels, cleaning supplies, kids clothes, toys, computer? , tv, any entertainment? etc
cost of raising a child
And the cost of raising a child? http://money.cnn.com/2011/09/21/pf/cost_raising_child/index.htm - $226,920 last year (not including college),
House
And the assumption is you got a house for 75 more a month and nothing ever breaks goes wrong? Not to mention heating bill should defiantly increase along with other maintenance costs vs the apartment.
Your math
Withholding Results
Check date: June 24, 2012
Federal effective date: January 1, 2012
New York effective date: January 1, 2012
Gross pay $769.23
Federal income tax $53.37
Social Security $32.31
Medicare $11.15
New York $32.39
Net pay (take home) $640.01
So 2560 a month
The total of your expenses you listed was 2175 leaving you with 385 + 150(2nd job) is 535 extra a month from 65 hours of work.
“Now you’re up to 1200 a month clear after paying all your bills. You’re only wooking 65 hrs a week which is more then you’d probably like buy still very manigable and plenty of time to see your family.”
You’re not even at half that 1200 a month figure you tossed out…Its 535.
You also mentioned buy a car well sadly with the correct math you only saved 6420 in a year…So what were you driving to work and delivering pizzas in previously? Something that obviously never breaks or needs any money?
The actual number to make this happen is much closer to 55-60k(With both parents working is very obtainable btw)
What kind of school district are you living in? If your child going to have the same level of success?
Hopefully the child now has a better life because mommy stayed home and dad work 65 hours a week :tup:
incorrect.
there are too many malnutritioned people living in abject poverty in war-torn dictatorships or unstable nations or China / India.
the native (post-occupation) populations of all Western nations are shrinking because people would rather have nicer cars than bigger families and then complain that there are too many immigrants being allowed into their respective countries even though nations need the immigrants to take all the bottom-end labour and to build the tax base for future generations of under-procreated, well-to-do whities.
also derek, too much math and words in that post. this is the internet, there is no point in using facts to argue opinions.
I think it is amusing when people have opinions and feel others should have to agree with them.
Lol I think my numbers were pretty close im pretty sure but was solo tired last night from typing that( working 77 hrs now lol) a lil hard to do it on my cracked up phone. No internet at home saving money!!!
Also im not saying I lived this way or it is a dream life but it is possible and while it would be hard in 5 yrs it would really start paying off.
As far as the house, remember u bought a nice little house
that was all redone and I gave ya 2$28k for repairs on this new house over 15 yrs which is very high!!!
Who the hell would want to live like this? I would bet .0001% of people who make $40,000 a year could ever save up $50,000 with three kids in the house, and not live an incredibly uncomfortable, shitty life.
That life sounds awful. I need a lot more than that for a good solid period to live the life I want to live long term, WITHOUT kids.
:word:
The whole debate was it being beneficial to a child having a parent home.
I don’t think being poor to have a parent home counts lol
To be middle class and have a parent home it really takes 75k+ and that being on the low side
fuck this old crusty twat, it was her job to keep those little shits in line, not blubber like an idiot when someone calls her names…
Not to mention her arrogance , “I don’t want to accept their apoligies” your almost 70!! they are 13! way to be a fucking adult and set an example!
How about the guy who got his face eaten off by a bath salt crazed lunatic, doesn’t he deserve a “vacation”??!
He did get one, it’s called death.
wasn’t the guy whose face got eaten also on bath salts?
this thread is now about everything that has happened in the media in the month of June, 2012.
We should have an official “NYSPEED Trends/Current Issues Thread”
Keep updating it with whatever is in the news, post different stories, let people rant and discuss.
Thoughts?
I was talking about the eatee not the eater