Cops and The Consequences

[DarkForceJackal]

@nautica_t

^correction…
any moving violation is adjusted through your premiums. points or no points are only effected by your license not by insurance. insurance don’t use the points system, they use major and minor offenses.

if your rates hasn’t increased, it might be due to several reasons.
1, you’re still with the current company and they haven’t looked over your record during policy renewal times
or
2. they let your first minor slide.

insurance reap on moving violations as that counts towards surcharges on your premiums.

if you renew insurance with another company and fail to tell them you got a minor ticket, when the underwriter does a follow up and sees that you didn’t tell them, they can cancel your policy which in turn is by far, far worst than a moving violation imo. unless your convicted with a major offense.

Yup…major = 50+ km/h over and minor = 0-49km/h over IIRC.

A ticket aka “offense” is an offense, and that’s it.