I’m 26, and have had some serious trouble with tickets in the past. All of it is behind me, and I am now down to $2400/year. So expecting to pay $2000/year for a sports car at 17 years old is a little optimistic. The price they are quoting you is their way of saying “forget about it”. You could try getting a quote from RBC Insurance, they have been very good for me, but if your original quote is right, you aren’t going to see any huge difference with another company.