i orignally went through state farm with my silvia but had the same issue, they won’t take a RHD unless i already had a vechile policy with them… which i didnt. i was quoted just under what you are cause i had 2 speeding tickets… i ended up finding a broker who was just awesome… he got me 154 a month liability or 187 i think it was full coverage… pm me if you want his number.