+1.
I did the collector car thing on my Fiero and there were a bunch of hoops to jump through but it was worth it for $80/year full coverage. They wanted nice reliable DD cars for both Jen and I, pictures of the garage where I keep it, and a signed statement from me stating no one under 25 would drive the Fiero and if they did they were not covered.
When you’re charging $80/year for full coverage you have to be pretty selective about who you cover. This is not insurance for daily driven cars, or even insurance for your “other” car because both your DD and your classic are POS’s that could break down at any time.