well heres the thing… sport bikes have a higher seat height… people tend to lose footing and drop em easily… like in driveways when they arent started… cruisers are lower… easier to flatfoot etc etc…
i cant speak for the cruisers… but if u buy a sport bike… it will get dropped… it happens… a basic drop in a drive way can cost 2000 worth of cosmetic damage… dont get something that ur gonna be pissed if it drops… pick up something a couple years old… value will be decreased significantly and resale will be good… bikes can have extended warranties… my 636 is warranteed till 2010… fyi… and bikes are much more reliable than cars as long as they werent neglected… aka… crashed… abused… etc etc…