The father is correct.
young drivers in the GTA from SON are used to paying $4000 - $5000 per year on insurance for absolute minimum coverage and no tickets or accidents on record.
if this kid has such a huge claim on his record he will either not be able to get insurance at all or have to pay $6-8k for sure… for 3-5 years.
i think my rates peaked at $3000 per year for minimum coverage on a 240sx when i was 19 - 21 with no accidents.
Everything in Canada is much more expensive than in the US, even after exchange.