Insurance told me I’ll get 9k at most for the car. I owe a pretty substantial amount more than this, and at that, I may get even less depending on the adjuster. I’ll be paying the car off for some time afterward. I called VW credit and they may be able to hold payments for a few months so I can get some $ together for a car in the mean time. While all of that is going on I am going to refinance the leftover amount from what the insurance pays, and lower my payments so it’s not insane. Hopefully all of this pans out for me. I need to get a car fast. I’m looking at 3 different hondas at the moment so we’ll see as soon as I can get myself some money.