Unless she didn’t check the fine print where it could say it’s due that day at 12:00am or she’s fucked. She should be reading into her policy. By having their insurance, she’s agreed to everything in the ‘fine print.’ I’d still get ahold of a lawyer because it is bullshit.
The guiderail will be $$$ to fix. I don’t know if Vlad’s gotten his bill yet, but I know he only fucked up one of the SMALL posts for ‘support’ and Brooks (his dad owns a guiderail company) said it’ll prolly cost around $3000 to fix it.