I had it backwards for a while, making payments on a somewhat reliable performance vehicle that could only be driven 6 months out of they year, and then have a $1000 clunker for winter. I have found that the key is, to have a nice reliable daily driver (make payments if need be) and have an older less expensive “toy” that way you can work on it and such when you have the time and money, because if the toy is apart and your $1000 DD breaks, and u have no money to fix the DD cuz you’re dumping money into the toy and making payments on it, then you’re kinda screwed.