[quote=“Nikuk,post:44,topic:34017"”]
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with my dad’s case, he could do that, and does. his car is insured for 12k.
but my touring is an e30. it is a registered and insured 1988 bmw 325i station wagon. i can’t say “oh but its worth 20k” with no precedents (only a couple on the continent). the main cost of the replacement of the vehicle is the flight to germany (and stay), finding a clean one there, shipping it here, and paying the $7800 or whatever for federalization.