[quote=“accordtl99,post:84,topic:34017"”]
you are as dumb as it get. i get my insurance to cover for my mistakes, if i get hit by someone else then his/her insurance cover for it.
[/quote]
There is one thing you are missing about insurance, if someone else hits you to CAN go through your insurance and have them be reimbursed through the person that hits you, including your deductable. So, you sir, are dumb as shit. Everything that is on your car, that you have receipts for will be covered.