ok so on friday i got called into work early so before i went to work i went to get a bite to eat. on the way this stupid bitch in her f-150 maked a left hand turn in front of me as i was doing 60 i hit my breakes slow down to about 25-30 as i hit her. she gets charged for improper left hand turn. ( i wanna kill her ).
she even tries to tell the cop i was racing. good thing i had a witness.
so any ways here is the damage
they are trying to give me only 2 grand
so my plans are to buy another 240 with my pay off and turn this car into a track car.
They’re supposed to go by the replacement value. Find 240s in the autotrader with the same KM and in the same shape as yours. That’s what price you can get from them.
And yes for an insurance company that is deff a write off.
They do technically own it but they give you an option to buy it back from them. Thats not a write off, tell them to fuck off and fix that shit. It’s what you pay them for.
Yeah what the heck its not to bad considering…i hope it turns out good for you…insurance should pay for this in my mind…its not alot to get a bumper and a fender and headlight…and then paint …at a good body shop…i dont seee why insurance thinks its a write off …
yea dont waste ur time looking for a new 1 all u need from what i see is a bumper, fender, and light assembly looks like just the top covers fuked . also if bent the support bar in the bumper.
You are in no way obligated to take what the insurance company first offers. In fact it’s often in your best interest that you don’t, especially when you are totally not at fault and your car is clearly more valuable than what is offered. The words “offer” and “settlement” are used and mean there’s room for some back and forth bargaining.
They must settle with you in a reasonable amount of time or the claim risks going to an independent arbitrator. Of course you can’t demand an unreasonable amount of money, but you should be able to purchase an equivalent vehicle with the settlement money.
The $2000 is the approximate “retail value” according to the M.T.O. (I recently sold my 92 hatch), so that’s probably where they came up with that figure.
You always have the option of buying back the vehicle with your settlement money (there’s a formula for this but I can’t recall it).
im going to milk it as much as i want .
i want a track car and since i did the frame its mint.
but ill find out tommorow how much they will give me.
ive already took off my wheels, coilovers, steering wheel, front lip, and strut bars. i left the intake and exhaust on.
oh and for every one to know. i had a bings front lip on here and it didnt even have one scratch. his v2 lip is hella strong
tru man milk it and make sure that no way in hell ur giving up the car
i hate insurance in this area, thats y u take advantage of it when u can
good luck
they claimed mine as a rite off and all i did was scratc a bumper and broken headlight on the silvia front end. i just cashed out.
they did give you a option to take a cheque and fix it yourself rightr?
btw it used to be that you could also add about 60% of the value of parts purchases you installed on the car in the past 6 months or so… things might have changed but whatever you’ve fixed or upgraded will immediately increase the insurance value provided you have receipts, obviously labour won’t count
really push for it cause if you take ti as a write off you got to change the car title to rebuilt or w/e
but honestyl they should give you the option to take the money and run and fix it yourself. the only thing is that if you keep your insurance threw that company then you will have to probably take pictures and show them that you actually fixed it and keep the documents.
anyways best of luck for ya
I had the same damage when I got into an accident, I had no liability and it only cost me like $500 to fix (fender, bumper, damage, paint)
The other car was an intrepid and the rear bumper fell off and apparently that was a wright off!! No wonder insurance is so fucking high.
