so the M5 got dinged. need advice.

[walter]

@fourseasonsandles

:banghead:

vandalizm is considered a malicious/mischievous act. Collision is contact with another object or vehicle. It does not matter if your car was on the road. There does not have to be a police report or citation, your car does not even have to be moving. If the other parties car made contact with the OPs car in any way, shape or form, it is a collision claim.

Im done arguing with the insurance noobs. I deal with hard headed people all day that dont know squat about insurance claims. Carry on

:picard:

[fourseasonsandles]

Go look up Hit and run under your own policy. It is either going to be under Collision or UMPD.

My Progressive policy lists it under UMPD. The insurance company I work for lists it under Collision, State Farms policy lists it as Collision and/or UMPD depending on the policy.

[walter]

Go hit yourself in the face with a bat and run off the edge of a cliff. Your callout/trolling attempt failed.

[JayS]

About fourseasonsandles

Location
Rochester
Occupation
Insurance Claims

Hmmm… who to believe, the internet know it all’s or the guy who deals with this stuff 40 hours a week. :roll2:

[walter]

@JayS

Hmmm… who to believe, the internet know it all’s or the guy who deals with this stuff 40 hours a week. :roll2:

you forgot

Google

multiple people in this thread have made this type of claim before.

go ahead and drop your comprehensive policy.

then call up and say “hey I noticed this door ding in my car, I’d like you to cover it under my policy” and let me know how that works out for you

:picard:

[nappy1380]

Just go get it fixed already. Save the time and energy.

Let karma take care of it.

/Thread.

[dubbin91]

@walter

Go hit yourself in the face with a bat and run off the edge of a cliff. Your callout/trolling attempt failed.

lol…some reason most of your posts make me laugh…if I ever run into you at a bar in atlanta i need yo buy you a beer.